Motor Vehicle Insurance

Imagine the inconvenience of being without your vehicle.

Could you afford costly repairs, or having to replace your vehicle altogether?

At Ian Weigh Toyota we understand that your vehicle is a critical part of your life so we can offer you reliable and cost effective protection for your vehicle in case the unexpected happens. You can choose from two levels of motor vehicle insurance cover

• Comprehensive, or
• Third Party Fire and Theft

Be sure to insure!

Our Comprehensive Motor Vehicle Insurance policy provides for the replacement of your Toyota with a brand new one if it becomes a total loss, so long as it is less than 3 years old and it has travelled less than 100,000kms. If your vehicle is not a Toyota we will replace it with a new vehicle of the same make and model if it becomes a total loss within the first 12 months of its registration as a new vehicle.¹

In addition, we provide a Genuine Toyota parts replacement promise for Toyota vehicles less than 5 years old and a Genuine Toyota Quality Repair Guarantee on all authorised repairs, for as long as you remain the owner of the vehicle.¹

Our Comprehensive Motor Vehicle Insurance policy also includes the following¹

• Rental car benefit following theft for up to 14 days
• Cover for personal items in your vehicle up to $500
• Rental car benefit following 'not at fault' accidents for up to 7 days
• Up to $1000 for the replacement of keys, and/recoding your vehicle locks if your keys are stolen
• Emergency travel and accommodation expenses
• No excess to pay if we determine that the loss or damage was solely the fault of another person and you have provided us with full details of all persons at fault
• Protection of your legal liability and help with legal costs for damage to other people's property up to $20,000,000
• Towing and storage costs following accidental loss or damage
• Lifetime Rating 1 available to drivers who have held an Australian license for 5 years or more
• Cover for baby seats and capsules in the vehicle up to $500
• Temporary cover when changing your vehicle
• A range of options including agreed/market value and excess free glass cover

¹ Terms and conditions apply. Before making a decision about the Toyota Insurance Comprehensive Motor Vehicle policy please read the Product Disclosure Statement (PDS) available from participating Toyota dealers, via our website toyotainsurance.com.au or by calling 137 200. Toyota Insurance is a division of Aioi Nissay Dowa Insurance Co., Ltd. ABN 39 096 302 466, AFSL Number 254489 (Andia). The Insurer is Andia.

Finance Related Insurance

Our insurance products may help to protect you from financial loss and personal inconvenience.

We offer insurance solutions to protect your vehicle finance payments if your vehicle is stolen or damaged beyond repair, if you are off work due to illness or accident, or become involuntarily unemployed.

Finance Gap Insurance

If your new vehicle becomes a total loss, there may be a 'gap' between the amount your insurer pays you and the outstanding balance of your vehicle finance contract. We can help to protect you from this gap.

Finance Gap Insurance helps protect you from suffering significant financial loss.

If your new vehicle becomes a total loss, there may be a 'gap' between the amount your insurer pays you and the outstanding balance on your vehicle finance contract. You may also incur extra costs associated with your purchase of a replacement vehicle.

In these circumstances Finance Gap Insurance helps to protect you from significant financial loss and personal inconvenience.

Depending on the option chosen, Finance Gap Insurance provides up to $30,000 for the 'gap' between the amount your insurer pays you and the amount owed to your financier. It also provides up to $4,000 for extra costs and up to $750 for the payment of finance establishment fees when your replacement vehicle is financed with Toyota Financial Services.¹

With a simple one-off premium, Finance Gap covers you for the duration of your finance contract.

You have a choice of 4 cover options

• Option 1: Up to $30,000 'gap' and up to $4,000 additional expenses
• Option 2: Up to $15,000 'gap' and up to $4,000 additional expenses
• Option 3: Up to $10,000 'gap' and up to $2,000 additional expenses
• Option 4: Up to $10,000 'gap' and up to $1,000 additional expenses

¹ Terms and conditions apply. Before making a decision about the Toyota Insurance Finance Gap policy please read the Product Disclosure Statement (PDS) available from participating Toyota dealers, via our website toyotainsurance.com.au or by calling 137 200. Toyota Insurance is a division of Aioi Nissay Dowa Insurance Co., Ltd. ABN 39 096 302 466, AFSL Number 254489 (Andia). The Insurer is Andia.

Payment Protection Insurance

Should you experience prolonged time off work due to accidental injury, serious illness, or following involuntarily unemployment, Toyota Insurance is here to help you make your vehicle finance repayments and keep your vehicle until you're back on track. Payment Protection Insurance also includes coverage in the event of death.

Protection for you, your family and your way of life

Being off work due to serious illness, accidental injury or following involuntary unemployment can be a daunting experience. Toyota Insurance Payment Protection has been designed to help protect you in unforseen and difficult circumstances.

Depending on the option chosen, these solutions can help you to

• make your vehicle repayments
• keep your vehicle
• reduce your financial burden

But of course there are worse things that can happen. For example, imagine the financial impact your death could have on your family. Payment Protection Insurance contains a 'Life cover' option which may give your family added security. If you have selected the Life cover option, in the unfortunate event of death and subject to other claims on the policy, Payment Protection Insurance provides for the payout of your finance contract up to a maximum of $100,000.¹

We're here to protect both individuals and businesses when you purchase your vehicle.

Payment Protection Insurance - Personal

We can provide protection for your vehicle finance payments in the event of death, accidental injury, serious illness or involuntary unemployment. Generally, no medical examination is required, however cover for pre-existing conditions is excluded.¹

You have a choice of 4 cover options

• Option 1: Loan Payout Insurance - Death
• Option 2: Payment Protection Insurance - Injury & Illness
• Option 3: Payment Protection Insurance - Involuntary Unemployment*
• Option 4: You may chose a combination of or all of the above insurance options
• *Cannot be purchased without Illness and Injury cover option.

 

Payment Protection Insurance - Business Use

Payment Protection Insurance is available on both consumer and commercial finance contracts, which means business customers can also benefit from this cover.

¹ Terms and conditions apply. Before making a decision about the Toyota Insurance Payment Protection policy please read the Product Disclosure Statement (PDS) available from participating Toyota dealers, via our website toyotainsurance.com.au or by calling 137 200. Toyota Insurance is a division of Aioi Nissay Dowa Insurance Co., Ltd. ABN 39 096 302 466, AFSL Number 254489 (Andia). Andia is the Insurer of the Injury and Illness, and Involuntary Unemployment covers provided by the policy. CUNA Mutual Life Australia Limited ABN 83 089 981 073, AFSL Number 245492 (CUNA Mutual) Level 10, 345 George Street SYDNEY NSW is the Insurer of Life cover provided by the policy. Andia acts under its own Financial Services Licence and under agreement with CUNA Mutual when providing financial services on behalf of CUNA Mutual concerning Life cover.

Tyre & Rim Insurance:

Allianz Tyre & Rim insurance keeps you on the road with a unique range of affordable features that protect your motor vehicle or motorcycle’s wheels.

Enjoy the security of knowing your tyres and rims will be repaired or replaced as a result of punctures, blowouts, or damage by kerbs, potholes or roadside debris.

Available for comprehensively insured vehicles.

Choose from two levels of protection for your motor vehicle:

‘Standard’ Cover

• Offering up to $375 per tyre repair/replacement, subject to a maximum $750 payable for all claims in any one policy year.
• Protection for your wheel rims valued at up to $1,100 in any 12 month period.
• Available for motorcycles.
• ‘Prestige’ Cover:
• Enjoy cover worth up to $800 per tyre, capped at $1,400 in any 12 month period (includes run flats).
• Protection for your wheel rims valued at up to $1,100 in any 12 month period.

Option for emergency accommodation cover if you are more than 200 km’s from home when an accident occurs. Generous cover term of three years. Competitive, affordable premiums.